Personal Accident & Illness
RFIB’s Personal Accident and Illness insurance and reinsurance team designs and places a wide range of both binding authorities and direct and facultative risks on behalf of clients around the world. Perils covered include war, invasion, terrorism and hazardous activities and the team caters for everything from mainstream individual and corporate risks to more specialist areas such as private security companies and professional sports teams and athletes. Reflecting this, our clients span from insurance companies, corporate entities and individuals.
Our particular areas of expertise include:
- Accidental death
- Credit life
- Medical and repatriation expenses due to accident or sickness Term life failure to survive
- Permanent disability (PD) by accident or illness (scale benefits)
- Permanent total disablement (PTD) by accident or illness
- Temporary partial disablement (TPD) - ie to pay insured weeklybenefits if an insured individual is unable to attend to a substantialpart of their business or occupation
- Temporary total disablement (TTD) by accident or illness - ie to pay the insured persons weekly wage if unable to attend to their business or occupation