Terms and conditions
By accessing this website ('Site'), you agree to be bound by the following terms and conditions (the 'Terms'). Before using this Site, you should read carefully the Terms and also our Privacy Statement [and Important Notes]. In these Terms:
'you', 'your' and 'yours' means you, the person(s) accessing this Site; 'we', 'us' and 'our' means RFIB Group; ‘RFIB Group' means RFIB Holdings Limited, its subsidiaries and associated companies from time to time.
Terms
These Terms cover your use of this Site. All our products and services have their
own terms and conditions (the 'Product Terms'). You must read both the Product Terms
and these Terms. To the extent that the Product Terms conflict with these Terms,
then the Product Terms will prevail. From this Site we may provide information or
hyperlinks to other websites or pages provided by other parties. Your use of other
parties' sites may be subject to their own terms and conditions. You should read
them. Please make sure you read carefully all applicable terms, conditions and disclaimers
[and also the Important Notes] relevant to your use of the products, services or
information that may be offered to you from time to time.
Changes To Our Terms
We may change these Terms at any time by updating these pages. You agree to review
any applicable terms and conditions regularly and that your use of any part of this
Site will be subject to any such changes once they are made.
Availability of Site, Products And Services
The content, including layout, of this Site or products or services available via
this Site may be wholly or partially suspended, withdrawn or changed at any time.
We also reserve the right at any time to immediately suspend the provision of all
or any part of this Site to you and/or block your access to this Site.
No Offer
Information or opinions contained on this Site do not constitute investment advice
or an offer to sell or a solicitation, or offer to buy, any securities or financial
instruments. Should you seek to rely in any way whatsoever upon any content contained
on this Site, you do so at your own risk. Before you make any decision or take any
action that might affect you or your personal finances or business, you should always
consult a suitably qualified professional adviser.
Users
This Site is intended for those who access it from within the United Kingdom. Because
of this, we cannot guarantee that this Site or the information on it complies with
local laws, regulations or restrictions of, or is appropriate for use in, other
places. People accessing this Site from outside the United Kingdom must inform themselves
about and observe any relevant rules, regulations and restrictions. The following
provisions under 'No Warranties' and 'Exclusion of Our Liability' exclude or limit
our legal liability for this Site. You should read them carefully.
No Warranties
Other than the warranties and representations contained in these Terms, all other
warranties and representations, whether express, implied or statutory are, to the
fullest extent permitted by the law, excluded. Use of this Site is at your sole
risk. We do not represent that:
any information contained on this Site will be accurate, complete or up to date or meet your specific requirements; this Site will be available; access to this Site will be uninterrupted or that there will be no delays, failures, errors or omissions or loss of information as this Site is transmitted to you; no viruses or other contaminating or destructive materials or elements will be transmitted or that your computer system will not be damaged.
We do not provide any guarantee about the accuracy, functionality or performance of any third party software, content or equipment used in connection with this Site.
Exclusion of Our Liability
To the extent permitted by law, neither we nor any member of the RFIB Group shall
be liable for any damage, loss or liability (whether arising in contract, tort,
including negligence, or otherwise) arising out of or in connection with:
your use of this Site; your reliance on or your inability to use the information, products or services on this Site; any failure or performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure to this Site or your use or attempted use of it.
The above exclusions apply to any damage which is direct, indirect, special, incidental or consequential or consists of loss of profits, business, opportunity or data. All of the above exclusions apply even if you have advised us or any member of the RFIB Group of the possibility of the above types of damage, loss or liability.
Your Obligations
Security - it is your sole responsibility adequately to:
protect and back up your data and equipment;
undertake reasonable and appropriate precautions against any computer virus or other
destructive materials or elements;
ensure that your computers and your access to this Site are adequately secured against
any unauthorised users.
Your use of this Site - you may not use this Site or permit others to use this Site:
in any way (including via electronic means) and for any purpose which is unlawful,
defamatory or libellous, offensive, abusive, indecent, menacing or threatening or
in any way breaches any intellectual property rights or obligations of confidence;
to cause annoyance, inconvenience or needless anxiety to any other person or in
any other way which is in violation of any applicable law or regulation in any jurisdiction
in the world; to introduce a virus or other disruptive material or element or otherwise
disrupt or impair this Site or any communication service.
Third Party Sites
Links to Third Party Sites - where we provide hypertext links to other locations
on the Internet, we do so for information purposes only. We are not responsible
for the content of any websites or pages of third parties linked to or from this
Site. Following links to any websites or pages of third parties shall be at your
own risk. We shall not be responsible or liable for any damages or in any other
way in connection with such linking of those websites or pages.
Downloads from Third Party Sites - links to third party downloadable software sites are for convenience only and we are not responsible nor are we liable for any difficulties or consequences associated with downloading that software. You are responsible for obtaining all necessary authorisations to use such software and we make no implied licence or warranty in relation to the obtaining of or use of such software whatsoever. No Endorsement of Third Parties - no endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on this Site or by any hyperlinks to or from any third party websites or pages.
Links To Our Site
Neither you nor any other party may use any part of this Site on any other website,
or link any other website to this Site, without our prior written permission. We
are not responsible for the set up of any link from a third party website to our
Site.
Internet and E-Mail Communications
Messages sent over the Internet (including e-mail) cannot be guaranteed to be completely
secure as they are subject to possible interception, monitoring, delay, loss or
alteration. Neither we nor any other member of the RFIB Group are responsible for
any such messages nor liable to you or anyone else for any damages or otherwise
in connection with any messages sent by you to us or any third party or any messages
sent by or appearing to be sent by us or any third party to you over the Internet
(including e-mail). You should not include any sensitive or confidential information
in such messages.
Our Monitoring of Communications
To help us improve our service and in the interest of security, we may monitor and/or
record communications (whether over the Internet, telephone or otherwise) between
you and us.
Intellectual Property Rights
Our Rights - all intellectual property rights (including without limitation, copyright,
database rights, design rights, patents and trademarks) in the pages, screens, information
and materials included in this Site are owned by or licensed to us unless otherwise
stated. RFIB - RFIB and the RFIB logo are trademarks of RFIB Group Ltd and all rights
and benefits in them vest in RFIB Group Ltd. Copying by you - you may print, copy,
download or temporarily store extracts from this Site for your personal use or to
help you use our products and services. You must not alter any extract contained
on or obtained from this Site in any form. Any other use is prohibited unless you
first get our written permission.
Data Protection
We are committed to protecting your personal data and privacy. All information that
we gather from you in connection with your use of this Site ('your information')
will be processed or otherwise dealt with by us in accordance with our Privacy Policy
(as amended from time to time) which you should read.
We may use 'cookies' to collect data about you in connection with your use of this Site. We may, as a result of your interaction with this Site, hold and process your information. This will be entered on to our group database and will be used to provide to you services and products, to evaluate the effectiveness of this Site and for statistical analysis.
Your information may also be used for fraud prevention and audit purposes. If you give us false or inaccurate information and we suspect fraud, we will record this. Your information may also be exchanged with members of the RFIB Group and others to provide you with services and products. We may use other members of the RFIB Group and/or third parties (in jurisdictions inside or outside the United Kingdom where there may be less stringent data protection laws) to process information on our behalf.
Wherever it is processed, your information will be protected by a strict code of secrecy and security which all members of the RFIB Group, their staff and any third parties are subject to and will only be used in accordance with our instructions. We may contact you to ensure that any information you have requested has been received. Under data protection legislation, you can ask in writing for a copy of personal records we hold on you. We may make a charge for this service.
Children
This Site is not intended to be used by minors.
Governing Law
These Terms are governed by and are to be interpreted in accordance with the laws
of England. The courts in the England will have non-exclusive jurisdiction in respect
of any dispute which may arise in connection with the Terms or your use of this
Site.
Our Information
RFIB Group Ltd
Registered in England and Wales
Registered Number: 1502259
Registered Office: 20 Gracechurch Street London EC3V 0AF
RFIB Group Ltd is the Group's central regulated entity, being authorised and regulated by the UK Financial Services Authority under Section IV of the UK Financial Services and Markets Act 2000.